When searching for a used or new vehicle, there are numerous factors to consider, including how you intend to pay for the purchase. Obtaining car financing is often the best option for many buyers. There are major benefits to obtaining financing at your Ford dealer.
5 Benefits of Getting Car Financing at Your Ford Dealer
1. Competitive Loan Terms
While applying directly to banks may yield suitable financing, this route gives you only one choice to consider. Unfortunately, it could lead to financial institutions being less competitive in terms of loan terms.
By choosing to connect with a lender through your car dealer, you put yourself in a position to receive numerous financing offers and choose the one that best meets your specific needs.
2. Less Hassle
Getting a car loan involves a significant amount of paperwork. When financing through a bank, you may have to take care of it yourself rather than having the dealership’s finance department handle it. Furthermore, if you haven’t chosen a vehicle to purchase before applying, you may face some delays, as some banks require specifics on the vehicle before approving the loan.
When you choose to obtain financing through your dealership, you relieve yourself of some of the burden. The finance department can handle applying to multiple banks on your behalf and ensuring they have all the information and paperwork needed to accurately assess the loan.
3. Convenient Service
Ford gives you access to a wider range of maintenance services at a lower cost, such as alignments, tire changes, brake repairs, battery and engine repairs, and many other related services. The warranty coverage for your car will be thoroughly explained by tech experts. You will also be able to make use of discounts and special promotions on repairs and replacement parts.
Car dealers handle all aspects of purchasing and financing a vehicle, allowing you to complete the transaction quickly, often in just one day. You will have access to all of the necessary paperwork and documentation, which will shorten your approval time.
4. Access to Ford Credit
Ford Credit was founded in 1959 with the goal of providing outstanding client service and financing options to satisfy a wide range of needs. They provide purchasing and leasing options, commercial buying plans, and services to safeguard your purchase. Additionally, special incentives and discounts on Ford products are available for medical personnel, first responders, and military.
5. More Purchase Options
When you buy a car by financing, you can get more features like technology upgrades, exterior color, and interior upholstery that you might not be able to get if you bought it outright. A local dealership can assist you in narrowing down the precise model and details you desire to have in your order by locating the vehicle, specification options, and financing plan.
When looking for your next car, consider financing from your dealer. We are eager to assist you in obtaining the most suitable financing options. Contact Cloninger Ford today and learn more from our financial experts.
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